Insight on personal and business finance and funding trends

Woman taking break while working from home, I need a business loan, personal loans for business use

I Need a Business Loan but Do Not Have a Business Plan. What Do I Do?

Every day, many people looking to become their own boss think to themselves, “I need a business loan” to start their new venture, but some may not have a business plan or even a business to begin with. So, how can they secure personal loans for business use? Is it even possible to secure personal loans for business use without a plan or a business?

Caution Sign - Higher Interest Rates Ahead: Raising Interest Rates & Current Interest Rates on Unsecured Loans

Raising Interest Rates: What This Means for Unsecured Loans

Last month, the Federal Reserve raised its target federal funds rate for the first time in three years. While the increase was small, up from near zero by a quarter of a percentage point, it lays the groundwork for more hikes before the end of the year. What implications does this have on current interest rates on unsecured loans?

best franchises for small towns

Best Franchises for Small Towns

There are plenty of business opportunities in small-town America. Here, we’ll be looking at some of the best franchises for small towns to ensure your small town business venture can be a big success.