Smiling African-American woman in front of her laptop, representing getting a business loan without already having a business

I Need a Business Loan but Do Not Have a Business Plan. What Do I Do?

Every day, many people looking to become their own boss think to themselves, “I need a business loan” to start their new venture, but some may not have a business plan or even a business to begin with. So, how can they secure personal loans for business use? Is it even possible to secure personal loans for business use without a plan or a business?

A blue page with a tear. Under the tear on white it says "A year from now you'll wish you had started today" representing the best time to start a business

When is the Best Time to Start a Business?

62% of people in America want to start their own business, and if you’re reading this, you’re likely one of them. However, because it seems like such a daunting task, many don’t know where to start or when the best time to start a business is.